Paytrail is your secure payment method. We hold a payment institution license granted by the Finnish Financial Supervisory Authority. Paytrail processes your payment to the merchant within about a week. Our online store acts as the marketer and supplier of the products and services. We handle all legal and other obligations related to the sale. For complaints or product returns, please contact us directly.

Payment Options:

Walley Invoice / Installments
Offers 30 days of interest-free and fee-free payment. Maximum amount: €5,000. Ideal if you prefer to pay only after receiving your products.

OP Invoice
Provides 45 days of interest-free and fee-free payment. Maximum amount: €5,000. Suitable if you want to pay after the products have arrived.

OP Credit Account

Enjoy 30 days of interest-free payment on your purchases.

Long repayment period lets you decide whether to keep your order before paying.

Pay easily in installments or in full anytime without extra fees.

Maximum amount: €7,500. Perfect if you want flexible payments tailored to your budget.

Bank Payments
We support payment buttons for all major Finnish banks: Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, OP, POP Bank, Säästöpankki, S-Pankki, and Ålandsbanken. On your bank statement, the recipient will appear as Paytrail Oyj, who forwards your payment to the merchant. You will be securely redirected to your own bank to complete the payment.

Credit Card Payments
We accept Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard, and American Express. Verified by Visa is also supported for secure payments. Paytrail Oyj appears as the recipient on your card statement and securely forwards your payment to the merchant. Payments are processed via a secure form, and your card details are not stored by the online store